The basic principle of insurance

If car insurance policies included coverage for new tires, wiper blades, oil changes, and minor paint scratches, the premiums and/or deductibles would be enormous. They would be so high that most people could not afford them at all.

In would sweep the government, telling how if they take taxes from some of us, we can all have insurance coverage. Except, some of us would realize, if we can't afford the premiums ourselves, how can they be covered with our tax dollars? It would become obvious that the government plan amounted to a ponzi-socialist scheme where a small group of people were suddenly responsible for ensuring the insurance for all Americans.

It is the same with large, government health care plans. Individuals must be expected to pay the costs of routine medical care or the total costs of the insurance premiums become utterly unpayable. Not to mention, America was founded on the belief that no man has a right to claim the fruit of another man's labor. (Spare me the slave argument, they were wrongly not considered men.)